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Best 5 Apps for Money Transfer (Both International And Local Transaction)

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Have you been asking questions like: what app is the best for money transfer? Then this article is for you. Today, we’ll be discussing five (5) legit apps that allow you transfer money both locally and internationally. You can use this app to send and receive money here in Nigeria.

You may want to know why five apps are listed on this article, yes, only 5 were listed although there’re others but this five (5) seems to be the best. They almost perform the same function but their services and user experience differs.


Paypal is one of the platform that allows you transfer money anywhere in the world. It’s powered by American organization and it’s considered to be the fast and safe means of online transaction.

To sign up on paypal is very simple, all you need to do is to visit their official website or download the mobile app on your phone. Select the type of account you’re opening and then proceed.

What are The Requirement to Create a Paypal Account?

Creating a Paypal account requires the following details:

  • Valid Email Address
  • Your phone number
  • First and Last name
  • Strong password


Payoneer another legit platform that allows you sends and receives international payment. From my research, I discovered this platform is a good Paypal alternative. So if you’re a freelancer, blogger or you run online transactions then this platform is for you.

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Payoneer App: Payoneer launched it app to aid mobile phone users. This app has a good user interface which allows for easy navigation. To create an account with Payoneer is very simple. All required from you I s to following the instructions below:

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Requirements for Registering a Payoneer Account

  • Full legal name
  • Valid email address
  • Date of Birth

Western Union

Western union is a platform founded by Hikmat Erset in the then 1851 in the American world. The platform allows you send and receive money easily to any country of the world. Once money is sent to someone in another location, the person will have to visit any western union agent location near to him/her to cash out the money.

Requirements for Making Transactions on Western Union

  • Receiver’s country
  • Amount to transfer
  • Card details


The next one on our list is WorldRemit. The app also allows you send and receive money but it’s locally. Meaning it doesn’t support international transactions. You can download the app from Google play store or visit the official website www.WorldRemit.como to get started.

Requirements for Registering on WorldRemit Wallet

  • A valid email address
  • A strong password for security
  • and Your phone number
  • Country


TransferWise is a multi-currency transfer app. This means it accepts different currency in the world. With TransferWise you can receive any country currency to your local bank account.
To sign up an account on TransferWise, all required from you is to visit the official website, www, and click on the register button. The following details will be required from you when signing up an account; Email address, password, username and your country name.

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List Of Apps That Allows You Transfer Money In Nigeria.

The following are apps that allow you transfer and receive money in Nigeria. They include:


Palmpay is an instant money transfer platform in Nigeria that credits their users at the same time for every activity they carry out on the app. These include sending and receiving of money. The platform also allows you convert crypto currency to Naira.

The app has a friendly user interface that can be used by anyone regardless of educational level. All you need to do is to download the app to your phone and get started. The app can be downloaded from Google play store.

Requirements for Registering on Palmpay

  • A valid email address
  • A strong password for security
  • and Your phone number
  • You may be asked to update your full details which include your full name, date of birth and gender.
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Opera Pay known as OPay is one of the most popular app that allows you send and receive money in Nigeria. They also operate in countries like Ghana and Kenya.

The platform was created by the founder of Opera browser and the trending platform known as Opera News.

To use this platform, you need to download the app from play store and install on your phone. It’s a fast, secure and trusted platform for sending and receiving money in Nigeria. To get started, the following details are required from you, phone number, password, email address and BVN (for agents).

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XendPay works like any other app listed above that sends and receive money in Nigeria, but this platform supports over 100 countries including Nigeria directly into your local bank account.


Paga is one of the leading platforms in Nigeria that allows you make transactions online. With page, you can save money with them online for the purpose of future use. You can access the money anytime you need it.

The official website to sign up an account is, details required include: Your email address, Your mobile phone number, Full name and a strong password.


The last but not the least on our list is TalkRemit. If you’re looking for a low cost money transfer app then TalkRemit is the answer. TalkRemit is a trusted and secured platform that is recommended by many users. The platform allows you send and receive money in Nigeria. Although the platform is not that popular, it’s one of the trusted from the reviews gotten while writing this article.

To get started with TalkRemit, kindly visit their official website:

Conclusion: Best 5 Apps for Money Transfer Online

In this article, I’ve listed safe, secure and trusted platforms to send and receive money both locally and internationally. Have you been searching for this guide? Then this article has answered your question. But if it didn’t then don’t hesitate to drop your comment below as all queries will be attend to.

Thanks for reading, don’t forget to share this post to your friends on social media as they might be wanting for this also. Thanks once again


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